The Prospectus states the Fund seeks total return with an emphasis on current income by investing at least 80% of net assets, plus borrowings for investment purposes, in alternative lending securities: primarily whole consumer loans, plus small business loans, specialty finance assets and securitization tranches including residuals, sourced through U.S. lending platforms. Fundamental policies bar sub-prime consumer loans, emerging-market loans and unaudited platforms, and no single platform may reach 45% of Managed Assets. The Fund may borrow up to 33 1/3% of Managed Assets and may use derivatives for hedging.